Money Facts & Figures

Credit Cards may have several different APR rates applying to them at the same time.
Examples are:
1) Purchases
2) Cash Advances
3) Introductory Rates

They may also have additional fees for cash transactions, credit card cheques, foreign transactions, late payment, bouced cheque payments and going over your credit limit.

Never reply to emails asking you to confirm your password or any other details with your bank or credit card company.
These will almost certainly be fraudulant emails attempting to get your personal information so the fraudsters can use your card or bank details to obtain money or goods.
You should be protected for fraud by your bank or credit card company but if you give away your secret information they might consider you at least partially liable.

Credit Card Tips

   Reducing The Cost -  Your Choices

Personal Debt in the UK had grown by 10.2% in the 12 months to March 2006

282 Plastic Transactions took place EVERY SECOND in the UK in 2005

The average UK Adult had unsecured personal debt of £4,107 at the end of March 2006.

Unsecured personal debt has incresed by 52% in the last 5 years

A Treasury Select Committee had to ask a Maths Professor for help as it struggled to understand the tariffs and charges published by High Street Card providers.

Credit Card Tips